Small Business
Payment Solutions
Exceptional Service. Lower Credit Card Processing Costs.
Partnerships
Made Simple.
Trusted by small and midsize business owners for credit card processing
Our goal is to make credit card processing accessible to all.
That’s why we offer:
Price protection on every purchase
24/7 dedicated support
Cash advances for small businesses
Industry-leading low credit card processing rates
Surcharge settings and tailored credit card processing options
Cost-Cutting Expertise
We specialize in identifying opportunities to lower your monthly bill without compromising on service quality.
Tailored Solutions
Your business is unique and so are your payment processing needs. Our team will work with you to help set up your new equipment, lower your rates, and answer questions at any time.
Dedicated Support
Our customer-centric approach means you’re never alone. We’ll support you every step of the way, beyond just setting up your equipment.
Currently offering a
Free POS System
Meet the P8
Our flagship terminal, built for modern commerce
The P8 is Harlow’s most advanced payment terminal—designed to deliver speed, reliability, and a premium checkout experience in one sleek device. Whether at the counter or in a fast-paced retail environment, the P8 handles high transaction volumes with ease while keeping every payment secure.
Powered by a modern Android platform, it combines intuitive usability with powerful performance, giving businesses the flexibility to operate smarter and serve customers faster.
Never switch payment solutions again
Harlow is the most comprehensive and accessible small business credit card processing solution.
Lower Rates
Our team reviews your current rates so that we offer you the lowest rates possible, guaranteed—even on rewards cards.
Surcharging Options
Our surcharging options are designed to proactively protect your financial security, helping you earn the most on every transaction.
Payment Experiences
Our POS and payment solution work together to give your customers the most client-first payment.
Price Protection
If you find a better offer, we promise to beat it. We will ensure you are paying the lowest rates any time after you sign up, so you never have to switch credit card processors again!
- PayFac
Embedded PayFac
Payments inside your platform. Revenue inside your business.
PayFactory’s Embedded PayFac solution helps ISVs and SaaS platforms integrate payment processing directly into their software—unlocking new revenue opportunities while improving customer retention and platform loyalty.
From merchant onboarding to secure transaction processing, the platform delivers encrypted and tokenized payments, fraud prevention tools, and a streamlined implementation process designed to get you to market faster.
News & Updates
- New
Stay informed with the latest announcements, insights, and developments in payment solutions and point-of-sale technology.
Shopify Payment Integration: A Practical Guide for Ecommerce Stores
Payment API Integration: A Practical Guide for Modern Businesses
Fraud Monitoring Payments: How to Detect Risk and Protect Every Transaction
Secure Payment Processing: How to Protect Every Transaction
Tokenized Payments: A Smarter, Safer Way to Pay
Android POS Terminal: What It Is, Benefits, and How to Choose the Right One
Ready to power your payments?
Whether you’re looking for reliable hardware or want to embed payments directly into your platform, Harlow Payments gives you the tools to move faster and grow smarter.
Lower Credit Card Processing Fees.
No Payment Method Restrictions.
